Money market accounts | Member Preferred Money Market |
Dividends compounded / credited | Monthly / Monthly |
Dividend period | Monthly |
Minimum opening deposit | None |
Minimum balance to avoid service fee | None |
Balance method | Daily balance |
Account limitations | See #6 below |
Balance range | Dividend rate / Annual percentage yield |
Under $2,500.00 | 1.00% / 1.01% |
$2,500.00 to $9,999.99 | 1.00% / 1.01% |
$10,000.00 to $24,999.99 | 1.00% / 1.01% |
$25,000.00 to $49,999.99 | 4.00% / 4.07% |
$50,000.00 to $74,999.99 | 4.00% / 4.07% |
$75,000.00 to $99,999.99 | 4.00% / 4.07% |
$100,000.00 to $149,999.99 | 4.00% / 4.07% |
$150,000.00 to $199,999.99 | 4.00% / 4.07% |
$200,000.00 to $249,999.99 | 4.00% / 4.07% |
$250,000.00 to $299,999.99 | 4.00% / 4.07% |
$300,000.00 to $399,999.99 | 4.00% / 4.07% |
$400,000.00 to $499,999.99 | 4.00% / 4.07% |
$500,000.00 to $749,999.99 | 4.00% / 4.07% |
$750,000.00 to $999,999.99 | 4.00% / 4.07% |
$1,000,000.00 to $1,499,999.99 | 4.00% / 4.07% |
$1,500,000.00 to $1,999,999.99 | 4.00% / 4.07% |
$2,000,000.00 to $2,999,999.99 | 4.00% / 4.07% |
$3,000,000.00 to $3,999,999.99 | 4.00% / 4.07% |
$4,000,000.00 to $4,999,999.99 | 4.00% / 4.07% |
$5,000,000.00 or more | 4.00% / 4.07% |
Applicable to All Accounts |
Current Month Account History |
$2.00 per history |
Copy of Statement |
$2.00 per statement |
Inactive Account (for members 18 and over) |
$2.00 per account (monthly) |
Cashiers Check for Member (payable to other) |
$3.00 per item |
Incorrect Address Fee |
$5.00 per month |
Garnishment Processing Fee |
$75.00 per garnishment |
Account Research |
Research Fees |
$25 per hour with $5 minimum |
Copy of Statement |
$2.00 per statement |
Check Copies (99 items or less) |
Research fee |
Check Copies (100 or more) |
Research fee + $1.50 per item |
Rush Requests (next day, 10 items maximum) |
Research fee + an additional $25 |
Overdraft Fees |
Transfer from Other Deposit Account |
None |
Cash Advance Fee (transfer from credit card) |
Either $5.00 or 3% of each cash advance, whichever is greater |
NSF Item Paid Fee (created by check, ACH, and debit card transactions) |
$29.00 per item |
NSF Item Returned Fee |
$29.00 per presentment |
Overdraft Fee (Privilege Pay) |
$29.00 ($174 daily limit for overdraft fees, in addition to NSF fees) |
Money Market Account Fees |
Monthly Service Charge |
None |
Stop Payment Fee |
$25.00 per item |
Excess Item Fee |
$5 each, first 3 items; $15 for each additional item |
Check Printing Charges |
Varies, depending on style |
Truth-in-Savings Disclosures
Promotional APY is effective for at least six months upon meeting the new money qualification.
Except as specifically described, the following disclosures apply to all of the accounts named above.