Credit cards

	STCU Mastercard	STCU Rewards World Mastercard	STCU Premier Rewards World Mastercard
Annual Percentage Rate (APR) for Purchases	0% Intro APR for 18 months.* After that, 11.99% to 22.99% APR1	0% Intro APR for 18 months.* After that, 13.99% to 23.99% APR2 Variable rate	0% Intro APR for 18 months.* After that, 13.99% to 23.99% APR3 Variable rate
APR for Balance transfers	0% Intro APR for 18 months.* After that, 11.99% to 22.99% APR1	0% Intro APR for 18 months.* After that, 13.99% to 23.99% APR2 Variable rate	0% Intro APR for 18 months.* After that, 13.99% to 23.99% APR3 Variable rate
APR for Cash advances	As low as 17.99% APR1	As low as 19.99% APR2 Variable rate	As low as 19.99% APR3 Variable rate
Annual fee	No annual fee!		$49, waived first year
	1 View full fees & disclosures	2 View full fees & disclosures	3 View full fees & disclosures
	View Benefits Guide	View Benefits Guide	View Benefits Guide
	Agreement	Agreement	Agreement
		Rewards terms and conditions	Rewards terms and conditions

*Introductory rate availability based on creditworthiness. Not all applicants will qualify for these rates.

Business Credit Cards

	STCU Business Mastercard	STCU Business Rewards World Elite Mastercard	STCU Business Premier Rewards World Elite Mastercard
Annual Percentage Rate (APR) for Purchases	0% Intro APR for 8 months.* After that, 12.49% to 22.49% APR4 Variable rate	0% Intro APR for 8 months.* After that, 14.49% to 24.49% APR5 Variable rate	0% Intro APR for 8 months.* After that, 14.49% to 24.49% APR6 Variable rate
APR for Balance transfers	1.90% Intro APR for 8 months.* After that, 12.49% to 22.49% APR4 Variable rate	1.90% Intro APR for 8 months.* After that, 14.49% to 24.49% APR5 Variable rate	1.90% Intro APR for 8 months.* After that, 14.49% to 24.49% APR6 Variable rate
APR for Cash advances	As low as 18.49% APR4 Variable rate	As low as 20.49% APR5 Variable rate	As low as 20.49% APR6 Variable rate
Annual fee	No annual fee!		$75 for first 5 cards, $15 for each additional card
	4 View full fees & disclosures	5 View full fees & disclosures	6 View full fees & disclosures
	View Benefits Guide	View Benefits Guide	View Benefits Guide
	Agreement	Agreement	Agreement
		Rewards terms and conditions	Rewards terms and conditions