The rates, fees, and charges shown are effective Saturday, September 12, 2026. Rates for auto/truck and recreational vehicle loans include a .25% discount for having an STCU credit card in good standing. Payments are based on the contract rate before discount.

Other rates and terms may apply depending on the individual credit worthiness of each applicant. STCU terms, conditions and rates are subject to change without notice. For more information, please call us at (509) 326-1954 or toll-free at (800) 858-3750.

A 0.25% loan rate discount will be automatically applied to a loan to which you are primary and are in the same primary membership for each month you meet the Relationship Rewards checking Level 2 requirements. If you no longer meet Level 2 requirements the rate discount will be automatically removed. As the 0.25% loan discount may be removed based on qualifications, your interest rate may fluctuate.